The Easter Bunny - All Your Eggs in One Basket! Why deal with one traditional lender when a mortgage broker can offer you so much more! ONE application, ONE credit check, 40 plus lenders, full spectrum of products, lender specific promotions, personalized service, after hours consultation, online application, and you decided if a face to face meeting is convenient for you, I usually meet only 30% of my clients.

The Tortoise and the Hare - Slow & steady wins the race. No Pre-approval, No Rate Guarantee! Get pre-approved for the BEST RATE, up to 120 DAYS before a NEW PURCHASE, REFINANCE or RENEWAL. You'll avoid having to accept the interest rate at the finish line. Your pre-approval guarantees the lowest rate the lenders has to offer prior to funding, in most cases. Your current lender's notice is sent 30 Days Prior to renewal.

Three Blind Mice - "Blind Acceptance of Your Mortgage Renewal" - A resent survey by the Canadian Institute of Mortgage Brokers and Lenders reveals that 87% of people renewing their mortgages stay with their current lender – and a staggering 70% of those simply accept their lender’s first renewal offer, without negotiating!