Mortgage Broker Residential, Commercial, Bad Credit Mortgages

Contact Alert, Initial Inquires - In order to offer you better service, it is requested that your initial inquiry answer the following questions by email jeff@themortgageguide.ca

Name and best contact number?
Price range, location, and type of home you wish to purchase?
How much you do want to pay monthly including taxes?
Do you have a downpayment? Closing costs?
How does your credit bureau look? If challenged click here.
What is your monthly debt obligation?
What is your employment status and income?
Any special considerations?

Your home is too big an investment for you to pay retail mortgage rates! Jeff Morris, The Mortgage Guide is able to offer you an extensive network of lenders & the leverage of mortgage professionals across Canada. This awards you significant negotiation power, flexibility, the lowest mortgage rates at the best possible terms and conditions - GUARANTEED for up to 120 days before your purchase, refinance, and renewal. All of which could result in many thousands of dollars in savings through the years of home ownership.

The Mortgage Guide specializes in Canadian real estate financing at wholesale interest rates for residential, commercial, and bad credit mortgages. Based in Halifax, Nova Scotia we offer coast to coast service for real property purchases, pre-approvals, 95% financing, cash back, debt consolidation, and much more.

Dean Sabourin compliments The Mortgage Guide with over 23 years of financial industry experience and works closely with Jeff to offer you an even better mortgage solution.

Shopping for mortgages in Canada is changing. More lenders are competing for your business. New features and options are being introduced every day. Knowing what's right for you – and how much to pay – is becoming increasingly complicated. Maybe that's why more than one in five Canadian mortgages is now handled by mortgage brokers. Consumers like you are increasingly discovering they just don't have the time to shop from one lender to the next, trying to figure out which deal is best - plus it is not good for your credit history. Jeff Morris and The Mortgage Guide team can simplify this complex task by offering you the following benefits:

We work for you, not the lenders -- offering unbiased advice, at no cost to you. Using one application and one credit check, we shop the lending market for the best mix of interest rate and mortgage benefits; all to meet your individual needs. Rather than working for one financial institution, we work independently and deal with several different financial institutions. We can shop dozens of lenders in the time it takes you to book an appointment at your bank. Most of the lenders we deal with are the same reputable, established Canadian financial institutions you're used to. To that list, we also add some innovative broker-only lenders who offer even more attractive rates and features.

Service is fast and efficient, as we will only get paid when your mortgage is approved and subsequently funded. As these fees are similar across most lenders, there's no incentive for us to favour one lender over another. In very rare instances – if, for example, you have non-standard credit – we may charge a commitment fee, but in the vast majority of cases, there's no charge of any kind*

Finally -- being personable, mobile, and accessible through the latest means of communications are key benefits that take this mortgage broker organization outside the traditional banking solution, beyond retail - looking out for your best interests is our only job!

Think back to your best decisions. Good decisions tend to be informed, careful, and made with a degree of comfort. Buying a home may be one of the biggest and most important decisions you ever make. It's no surprise that most people feel more comfortable with an advisor that can share solid information, help them understand the process, and instill the confidence that their family and finances will be secure.

You and your family need someone who takes that commitment seriously - let our combined years of solid experience to use, and teach you how to fit each piece of your future together. From Air Force/Commercial Airline Pilot to Professional Sales, Jeff Morris has gained the trust and delivered information that has given corporate and household decision-makers the keys to make important choices. The Mortgage Guide knows well the challenges and decisions that you are facing.

Whether your goal is to explore ways to settle your family's financial needs, achieve your dreams, or become MORTGAGE-FREE, or make a key corporate decision – we can help. For personalized service, please contact us at a time of your convenience – we commit to a quick, same day response.